Not advice. Julia’s Wallet is not a licensed financial advisor. The tools do arithmetic on the numbers you enter; they do not know your credit, your goals or your circumstances.
No affiliate links, no partnerships. The site earns nothing when you apply for a card. There are no issuer partnerships and no paid placements. If that ever changes, the disclosure will sit next to the recommendation it touches, not on this page alone.
No featured ordering. Card lists are alphabetical or ranked by the arithmetic you can see; nothing is promoted.
Issuer terms change. Every figure shows the date it was checked. Read the issuer’s current terms before applying.
Card art is the issuer’s own, shown to identify the product.