Julia’s Wallet
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Which card actually pays you back?

Julia tests cards the way a household uses them. Run her arithmetic on your own numbers and see every figure’s source and the date it was checked.

Is this card worth its fee?Which card fits how I spend?
84 cards checkedEvery figure datedNothing you type leaves your device
Three questions, three tools
Is this card worth its fee?What a card gives back against what it costs, for how you spendWhich card fits how I spend?Every card ranked on your spending against a plain 2% cardPoints or cash?For one booking: spend the points or pay cash and keep them
Julia’s latest videoAmex Platinum vs Amex Gold: Is the Upgrade Worth It?

Published Oct 14, 2026 · 7 chapters · all videos

Every card, checked
84 cardsThe Wallet Score, the terms and the date they were verifiedHow the Wallet Score worksThree households, a stress case, four parts, one numberStatement creditsFace value vs what you actually use

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