Julia’s WalletIndependent credit card tests
Business card test

Delta SkyMiles Platinum Business American Express

Delta SkyMiles Platinum Business American Express: the issuer’s card art

$350 a year · terms checked Oct 6, 2026

Wallet Score
47/100
Ease8 / 15
Freedom to redeem10 / 20
Protections5 / 10
Value24.1 / 55

Fits: Businesses with recurring eligible Delta trips.

Mind: Most spend earns modest miles; fit depends on eligible Delta routes, credits and a usable companion certificate. No lounge access.

Business card test · method julia_wallet_score/3 · scored Oct 6, 2026 · how the Wallet Score works

What the test assumed about earning

Read from the Studio’s Wallet Score test of this card. Verified Oct 6, 2026.

Everything else1%
Flights3%
Hotels3%
Shipping1.5%
Delta stays · credit, face value$200
Checked bags · credit, face value$240
Resy · credit, face value$120
  • not modeled: Avoided first checked bag charges; no card earning (0 at 0x)
  • earns nothing: Avoided first checked bag charges; no card earning

Run your own numbers

Is this card worth its fee?Your spending, the credits you use, the arithmetic line by linePoints or cash?For one booking, with this card’s stated point valueWhich card fits how I spend?This card against every other on your spending
Sources and dates

The issuer’s own pages, read Oct 6, 2026. Terms change; the editorial policy says how often they are re-checked.