American Express Blue Business Cash
No annual fee · terms checked Oct 6, 2026
71/100
Ease14 / 15
Freedom to redeem20 / 20
Protections5 / 10
Value32 / 55
Fits: Automatic cash back for business spending around or below 50,000 dollars a year.
Mind: Earning drops after the 50,000 dollars annual cap.
Business card test · method julia_wallet_score/3 · scored Oct 6, 2026 · how the Wallet Score worksWhat the test assumed about earning
Read from the Studio’s Wallet Score test of this card. Verified Oct 6, 2026.
Everything else1%
Advertising · up to $50,000 a year, shared2%
Dining · up to $50,000 a year, shared2%
Drugstores · up to $50,000 a year, shared2%
Flights · up to $50,000 a year, shared2%
Gas · up to $50,000 a year, shared2%
Groceries · up to $50,000 a year, shared2%
Hotels · up to $50,000 a year, shared2%
Internet and cable · up to $50,000 a year, shared2%
Office supplies · up to $50,000 a year, shared2%
Online shopping · up to $50,000 a year, shared2%
Everything else · up to $50,000 a year, shared2%
Phone · up to $50,000 a year, shared2%
Shipping · up to $50,000 a year, shared2%
Software · up to $50,000 a year, shared2%
Streaming · up to $50,000 a year, shared2%
Transit · up to $50,000 a year, shared2%
Costco / Sam’s · up to $50,000 a year, shared2%
Run your own numbers
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Sources and dates
The issuer’s own pages, read Oct 6, 2026. Terms change; the editorial policy says how often they are re-checked.